credit history

noun

: a record of having borrowed and repaid money in the past

It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

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Loan approval and actual loan terms depend on applicant’s state of residence and ability to meet OneMain Financial credit standards such as a responsible credit history, sufficient income after monthly expenses, and if applicable, availability of eligible collateral. —

Jasmin Suknanan, CNBC, 19 Dec. 2024 Always pay off your credit card balance in full to build your credit history without accumulating high-interest debt. —

Kody Boye, Journal Sentinel, 12 Dec. 2024 Reviewing your report gives you the chance to identify and correct these inaccuracies, ensuring your credit history is accurate. —

Marley Malenfant, Austin American-Statesman, 26 Aug. 2024 Another effective way to improve your credit history is by becoming an authorized user on someone else’s credit card. —

True Tamplin, Forbes, 28 Nov. 2024 See all Example Sentences for credit history

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“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 2 Jan. 2025.

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