How to Use individual retirement account in a Sentence

individual retirement account

noun

• In other words, people who want to open up an IRA or other type of individual retirement account to get the cash-back offer are out of luck.
  — Aimee Picchi, CBS News, 6 June 2023
• But there is a second tier to their system that works kind of like an individual retirement account.
  — Tom Margenau, Dallas News, 3 May 2020
• Robinhood launched this week a 1% match to users who save money in an individual retirement account (IRA) on its platform.
  — Medora Lee, USA TODAY, 8 Dec. 2022
• Dunlap also opened a Roth IRA (an individual retirement account) at 22 and tried to max it out every year.
  — Alena Botros, Fortune, 8 Oct. 2022
• One of the easiest ways to reduce your tax bill before then is to contribute to a pre-tax individual retirement account (IRA).
  — Alicia Adamczyk, Fortune, 27 Mar. 2023
• And, less, only seven percent have an individual retirement account or Roth IRA set up for their kids.
  — Q.ai - Make Genius Money Moves, Forbes, 4 Nov. 2021
• In the past, most 401(k) plans had policies that encouraged retirees to transfer, or roll over, their savings to an individual retirement account.
  — Anne Tergesen, WSJ, 7 Mar. 2019
• Edelman will gain access to a pipeline of retiring 401(k) investors, many of whom may wish to roll their money over tax-free to individual retirement accounts.
  — Miriam Gottfried, WSJ, 1 May 2018
• If there was an MVP of tax-refund investment strategies, stashing the money in an individual retirement account would get the trophy.
  — cleveland.com, 27 Apr. 2018
• For those who are self-employed or don’t have access to an employer account, an IRA (individual retirement account) works, too.
  — Q.ai - Make Genius Money Moves, Forbes, 19 Jan. 2022
• Employees who choose to enroll can contribute up to $5,500 a year to a Roth individual retirement account.
  — Anne Tergesen, WSJ, 30 Mar. 2018
• The snapback happened so fast that anxious savers may not have had time to move their assets out of stock funds, which might explain why there's not much evidence that 401(k) and individual retirement account balances shifted out of stocks.
  — Star Tribune, 24 Feb. 2021
• As is the case with 401(k)s, employees receiving payouts must roll them into an individual retirement account to avoid paying taxes on the lump sum.
  — NBC News, 2 Feb. 2022
• Investors can buy them using cash, or through pretax dollars in a 401(k) or an individual retirement account.
  — Lori Ioannou, WSJ, 4 June 2022
• Fried moved back to Maryland from Louisiana, gave up her corporate career and lived off of her individual retirement account as bills piled up.
  — Ethan Ehrenhaft, Baltimore Sun, 23 Feb. 2023
• The plan would enable businesses to provide workers with access to Roth individual retirement accounts overseen by the state.
  — Tara Siegel Bernard, New York Times, 2 Apr. 2018
• Using your individual retirement account to give to charity is a good thing.
  — Leonard Sloane, WSJ, 1 July 2022
• Not that everybody with a 401(k) or individual retirement account is well set up for retirement.
  — Star Tribune, 24 Feb. 2021
• If your new employer's 401(k) plan does not permit transfers, then consider rolling it over to an individual retirement account (IRA).
  — Ray Martin, CBS News, 23 June 2014
• Many banks also offer individual retirement accounts where the funds are invested in CDs.
  — Martha C. White, wsj.com, 2 Oct. 2023
• In October, when stock prices were still hitting records, Craig Bartels moved most of his 401(k) and individual retirement account savings into money-market funds.
  — Justin Baer, WSJ, 21 May 2022
• The extension offers some pros, such as more time to contribute to individual retirement accounts and health savings accounts for the previous year, tax preparers say.
  — Jessica Flores, San Francisco Chronicle, 17 Apr. 2023
• The new disclosure shows that in the last year Romney received $1.7 million in distributions from a Goldman Sachs individual retirement account.
  — Bloomberg.com, 23 Mar. 2018
• The tax treatment would be similar to Roth individual retirement accounts, which offer tax-free withdrawals of earnings after age 59½, with some exceptions.
  — Annie Nova,kate Dore, Cfp®, CNBC, 15 July 2024
• Barbara Bush said her husband had proposed capital gains tax cuts, economic enterprise zones, and the use of individual retirement accounts to help struggling Americans buy homes — to no avail.
  — Felice Belman, BostonGlobe.com, 18 Apr. 2018
• In the end, the legislation left 401(k)s and individual retirement accounts largely untouched.
  — Bloomberg.com, 9 Mar. 2018
• Those who are 70 1/2 and older must start taking distributions from their individual retirement accounts, which generate a tax bill for the recipient.
  — Laura Davison | Bloomberg, Washington Post, 8 Dec. 2019
• After all, sharply rising prices at the supermarket or the gas pump are bad news for just about everybody who relies on a paycheck or a pension, or income from an individual retirement account or 401(k) or Social Security.
  — Jeff Sommer, New York Times, 17 Feb. 2023
• The Sunshine State doesn’t levy state income tax, which means retirement income from a 401(k) or individual retirement account, as well as Social Security retirement benefits, aren’t taxed at the state level.
  — Cheyenne Devon, CNBC, 7 Sep. 2024
• Two of the most expensive tax breaks in federal law are the exemptions for contributions and earnings for pension and individual retirement accounts, and the preferential tax rates on dividends and capital gains.
  — Michael Hiltzik, Los Angeles Times, 13 Aug. 2024

Last Updated: 19 Nov 2024